OK, this is what I ended up doing, in case in helps anyone.
Tracfone has 19.99 for one year and 1500 text/1500 min/3 GB deal via eBay each November/December. This is what I bought last year. Let me know if it can be tracked... I used PayPal and I am assuming the seller is not tracking the activation code. Could be wrong. Can't be beat for price though.
But I missed it this year. Also, apparently it is intended for new accounts, and you might encounter issues getting their terrible customer service to transfer it to your existing number. So ymmv. (Also, look at buying a new phone from HSN that includes the one and one year of service. Supposedly if you add it to you Tracfone account, you can call and ask them to transfer the air time and minutes and deactivate the new phone. Thats if you want to keep old phone and number, of course.
They sell one year, no minute plan for 59.99 on EBay. But it was not going to arrive in time for me. Once your account runs out of days, no rollover.
Supposedly you can get the same no minutes plan for 49.99 on tracfone online, but it never came up for me. Online chat said yes, its available but only by calling customer service. And they wont take paypal. Credit/Debit cards only.
In retrospect, the $20 for 90days plan cards you can buy for cash (at Bestbuy, etc) is probably a better deal than what I ended up with...
Re-loadable Visa card - $4 (didn't see gift card version)
It does ask for personal info, which stumped me for a bit. But a quick search revealed... if you enter a birthday making you less than 18, they won't verify SSN, in which case you can just enter 111-11-1111. It also asks for address/zip and checks its a real address (123 Main St doesn't work).
Luckily I loaded some extra, because Tracfone said the 49.99 is only available if buy in addition to another plan. Cheapest is $10. I wanted text plan, but only $10 plan they could sell me over the phone was for 500 mins. They charge tax. Total was just short of $67. Card charges 1.50 fee per transaction.
Tracfone asks not only for account number/pin, but also name and address! I used same pseudonym/address as for card. I asked why they needed this, the guy said he agreed, but its what Tracfone wants. Patriot act or something? Anyway, not sure they check it, though most places do usually match zip code and card number.
So... I ended up paying $4 + 67 + 1.50 = $72.50 to add one year 500 minutes to my existing balance. Plus another $1.50 to spend the remaining balance on card. Which is why 4 of the $20 for 90 days cards might be better deal. Only 7.50 more, much less hassle and I'm not sure what other extras you get along with the air time.
Yes, I am a cheap bastard. Money should be spent on food and mongering, not crap like this. Glad I'm done for a year. Will research other options between now and then.