Retail, restaurants, bars, hospitality, taxi services, airlines, and spas lol, are affected the most. The PPP helps business owners only. The long wait times for unemployment benefits from NYS Dept of Labor make the delay in benefits hurt the average worker and prolong the agony. We already have income inequality in the US but this is a redistribution of wealth like never before. Its going to make a bad situation worse. Hope for a vaccine fast!