Have to admit that I am sometimes jealous of mongers who like in places like NYC, SF or Dallas/Houston. The Lehigh Valley (PA) is not bad, but sometimes the relative lack of variety gets to me. For me, living in an AMP-filled Metropolis would be like a kid living in a Home Depot sized candy store, both in terms of AMPs and SA. It's true that NY and Philly are not far (90 minutes to each), but that's close enough to feel tempted and far enough away to feel disconnected. In a way, living where I do is probably a good thing for my retirement account and self-control (vs. NYC).